Welcome to Bonza Payday - Online loans with no fuss!

Life’s everyday rigmarole can occasionally throw us off balance with our personal finances. Whether it is outstanding bills that you have momentarily forgotten about or urgent car repairs that have literally blown a gasket through your carefully laid plans.

Nobody is immune from these common situations and everybody suffers deficits in their incomings and outgoings at some point during their adult life. For those with a less than perfect credit rating this can be a real problem, as being approved for credit becomes really rather difficult! The solution? A small short-term loan, designed to be repaid on your next payday, application done 100% online and those with a poor credit rating are welcomed with open arms.

These short-term loans, often referred to as payday loans, are the first truly hassle-free loan product. Not only are they really easy to understand, they are simple to apply for and best of all require little or no paperwork on your part. Just a 60-second application form, no awkward phone calls and you can get funded with up to $1500 straight to your bank account on the very same day.

Came to my rescue

I had a mishap and ended up not being able to work for a couple of weeks. As I'm a freelancer this meant I wasn't paid while off work. I used my loan to cover this.

- Sarah D.

Very speedy...

From starting the application to receiving a decision and then lastly to getting my hands on the money couldn't have been more than a couple of hours.

- Will H.

Simple approval criteria

We can approve you for a loan if you are over 18 years of age, currently employed and have an Australian bank account.

Couldn’t be simpler right? Right! We help thousands of Australians just like you, every week, get approved and funded with a payday loan on the very same day.

Just as online banking has revolutionised the banking sector, payday loans have done the same for personal finance. You no-longer have to trudge down to the shopping precinct, arrange a meeting with someone, then sit through someone shuffling papers and asking questions about your credit history. You simply logon from home, the office or on the go through a mobile device and apply. The whole process takes no longer than 5-minutes.

Don’t stress about your finances

The constant worry over upcoming payments can send most of us into a spiral of dread. Payday loans relieve that worry and give you breathing space until you can cover it at the end of the month. No longer will you have to incur late fees and penalties for not paying on time. With a payday loan from Bonza Payday you can cover it before it goes that far.

Even though online loans do carry a charge or fee for the service, this pales into insignificance when compared to the late fees and charges levied by such institutions as banks.

This lets you keep more of your money and not fall victim to overdraft charges or late fees. Which can only be a good thing.